Studies show that just over 91% of Americans are now using cell phones. But not only are they using them just to talk, they are text messaging and accessing the Internet as well. It is anticipated that within the next two years the remaining 9% will also join in with what was once thought of as a "passing fad." Cell phones are here to stay and are improving with each new model, offering more and more applications to keep us all connected and moving along the internet superhighway as fast as we can. There are three types of plans. Individual, Family, and Prepaid. All plans consist of "minutes" which means the amount of time they talk, text or use any of the thousands of applications available.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families - or for two or more people in a group - who want to save their minutes by pooling them together, rather than using minutes individually. Again, a contract of one or two years is required. They can be quite economical, but it's hard to keep track of how many hours each person is using. You can quickly go over your own limit of purchased minutes, resulting again in additional fees.
Prepaid plans are for individuals, but instead of signing a contract that guarantees the user a definite amount of minutes, they put a certain amount of money on credit to use. When the money is gone, so are the minutes, until you add more. Its sort of a pay as you go mentality, and it works best for those people who don't use a cell phone that often or use it only for emergencies.
Investigating the various cell phone plans available out there is time consuming and may seem like one of the most boring things you'll ever do. But in the end, you'll realize it's worth taking the extra time to see what works for your and your lifestyle. Also remember to pay your bill on time and not let payments pile up, eventually ending in having your phone service shut off, as this will be reported as a bad debt on your credit report.
The most common plan is the Individual plan, used by people who have basically replaced their traditional landline phone with a cell phone. They use it all the time and can purchase a plan stipulating how many minutes they are allowed. These minutes are considered free until they are all used up, at which time the charges and fees start adding up. Quickly. Make sure before you sign a one or two year plan that you are buying the right one for your cell usage and lifestyle, or you will be spending your money unnecessarily.
Family plans are for families - or for two or more people in a group - who want to save their minutes by pooling them together, rather than using minutes individually. Again, a contract of one or two years is required. They can be quite economical, but it's hard to keep track of how many hours each person is using. You can quickly go over your own limit of purchased minutes, resulting again in additional fees.
Prepaid plans are for individuals, but instead of signing a contract that guarantees the user a definite amount of minutes, they put a certain amount of money on credit to use. When the money is gone, so are the minutes, until you add more. Its sort of a pay as you go mentality, and it works best for those people who don't use a cell phone that often or use it only for emergencies.
Investigating the various cell phone plans available out there is time consuming and may seem like one of the most boring things you'll ever do. But in the end, you'll realize it's worth taking the extra time to see what works for your and your lifestyle. Also remember to pay your bill on time and not let payments pile up, eventually ending in having your phone service shut off, as this will be reported as a bad debt on your credit report.
About the Author:
Learn more about cellular phone. Stop by Eileen Cassidy's site where you can find out all about discount cell phones and how to save your money now.
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